Microsoft Copilot Prices, limits and access
Microsoft's free AI chatbot at copilot.microsoft.com for questions, drafting text and image generation; extended usage and Copilot inside the Office apps require the Microsoft 365 Premium subscription.
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At a Glance
Microsoft Copilot is an AI tool for Assistants & workspaces (category: Productivity). Free access: Free plan. Documented: 2 plans with prices and limits.
- Category
- Assistants & workspaces
- Paid from
- 19.99 $ / 199.99 $ / Month/year (Microsoft 365 Premium)
- Free Option
- Free plan
- Plans
- 2
- Sources
- 2 verified sources
Category: Productivity · Assistants & workspaces
Features
Microsoft Copilot is free AI chatbot at copilot.microsoft.com for questions, drafting text and image generation. Microsoft 365 Premium offers advanced Copilot chat with extensive usage, Copilot inside Office apps and up to 6 TB storage.
Available worldwide including the EU/Germany. AI features per the vendor are for the subscription owner only, not shareable. Usage limits still apply.
- Free AI chatbot at copilot.microsoft.com
- Drafting text and image generation with base usage limits
- Microsoft 365 Premium with advanced Copilot chat and extensive usage
- Copilot in Word, Excel, PowerPoint, Outlook, OneNote and Teams
- Full Microsoft 365 desktop apps and up to 6 TB storage
Prices and plans
US dollar prices only
| Tier | Price | Period | What you get |
|---|---|---|---|
| Copilot (free) | free | Free | Chat, drafting text and image generation with base usage limits, per Microsoft's Store comparison against Microsoft 365 Premium |
| Microsoft 365 Premium | 19.99 $ / 199.99 $Billing period: monthly or yearly | Month/year | 'Advanced Copilot chat with extensive usage' per the official product page Copilot features in Word, Excel, PowerPoint, Outlook and OneNote plus Teams Extended image generation ('extensive usage to create AI images') Full Microsoft 365 desktop apps and up to 6 TB storage per the vendor Usage limits still apply; AI features per the vendor are for the subscription owner only, not shareable |
Prices as stated by the provider, usually plus statutory VAT. The final price depends on your country and is shown by the provider.
Prices last checked: 2026-10-09
What does Microsoft Copilot cost?
Subscription
- Microsoft 365 Premium 19.99 USD /month
All details without guarantee. The provider states the binding price including taxes. All 2 plans in the price table
Independent price alert from AI Compare Ninja
Limits
- Available worldwide including the EU/Germany, operated by Microsoft Corporation.
- Usable without a Microsoft account at limited scope, with higher limits when signed in.
- The product-specific privacy statement for Copilot chat is not covered here (the general Microsoft privacy statement applies group-wide across many products).
Prompts for Microsoft Copilot
Templates you can use in Microsoft Copilot:
How we compare
We compare free access, paid entry, plan limits, features and the listed official sources. Unsourced figures stay marked as not published.
Only confirmed entries appear in the catalog. Prices, plans and limits come from listed official vendor pages. Missing figures stay marked as not published. Search results are ordered by Task match by default; category and task lists are alphabetical. Both can be switched to Free access first; neither is a quality ranking. The vendor page always wins.
Edited and checked by the AI Compare Ninja team
Sources
All details regarding plans, limits, and features are based on official vendor documentation and the primary sources verified below.
- copilot.microsoft.com
- microsoft.com/en-us/microsoft-365/p/microsoft-365-premium/cfq7ttc11z3q
FAQ
Is Microsoft Copilot available for free?
Yes. A permanently free plan is published, not a time-limited trial.
Where is the vendor of Microsoft Copilot based?
Microsoft Corporation is based in the USA. Regardless of that location, data processing and privacy terms are governed by the vendor's own contract.
How is Microsoft Copilot billed?
Available worldwide including the EU/Germany, operated by Microsoft Corporation. Limited use is possible without a Microsoft account; with an account the limits are higher.
What is “Microsoft Corporation” on my bank or card statement?
According to our catalog data, Microsoft Corporation is the company behind Microsoft Copilot, so a charge under this name may come from a subscription or purchase at Microsoft Copilot. The exact wording on a bank or card statement is set by the vendor and its payment provider; it can differ and is not recorded here. The invoices in your Microsoft Copilot account help to match the charge; for an unknown charge, contact your bank.
What plans does Microsoft Copilot offer?
The catalog documents 2 plans with price, billing period, and included features.
Is Microsoft Copilot currently available?
Microsoft Copilot is active.
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Microsoft Copilot and related names are trademarks or identifiers of their respective owners (Microsoft Corporation). They are named solely for descriptive purposes in an independent comparison. AI Compare Ninja has no business relationship, partnership or affiliation with Microsoft Corporation.