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finAPI Prices, limits and access

BaFin-licensed open banking service for account-data access, categorization and credit checks via a PSD2 interface.

Free accessFree trial
Paid fromOpen Banking B2C Access - BasisAccess to account data via a PSD2 interface

Visit site (opens in a new tab)

At a Glance

finAPI is an AI tool for Compliance, planning & accounting (category: Business & Finance). Free access: Free trial. Documented: 3 plans with prices and limits.

Category
Compliance, planning & accounting
Paid from
60 € / 300 € / Month (up to 200 users / up to 1,000 users) (Open Banking B2C Access - Basis)
Free Option
Free trial
Plans
3
Sources
4 verified sources
Website
finapi.io (opens in a new tab)

Category: Business & Finance · Compliance, planning & accounting

Features

finAPI is a BaFin-licensed open-banking service for account-data access, categorisation and credit checks via a PSD2 interface.

The official price list publishes tiered licence and usage-based prices. Access requirements and possible PSD2 licence charges are listed separately there.

Prices and plans

Euro prices only

TierPricePeriodWhat you get
Open Banking B2C Access - Basis60 € / 300 €Billing period: monthlyMonth (up to 200 users / up to 1,000 users)Access to account data via a PSD2 interface
Tiered user prices from €0.30 down to €0.15 above 1,000 users
Reports & Analyses - Price group A40 € / 200 €Billing period: monthlyMonth (up to 200 / up to 1,000 users)One query per day per user included
Demobank Standard249 €Billing period: monthlyMonthTest system for developers to simulate bank connections

Prices as stated by the provider, usually plus statutory VAT. The final price depends on your country and is shown by the provider.

Prices last checked: 2026-10-23

What does finAPI cost?

Subscription

  • Demobank Standard 249 EUR /month

All details without guarantee. The provider states the binding price including taxes. All 3 plans in the price table

Add it up in the subscription calculator

Limits

Access requires a PSD2 licence except for use of own accounts; non-licensed customers can incur additional PSD2 licence charges.

Terms explained

AI agentHuman in the loopEU AI Act

A selection for “Compliance, planning & accounting” and curated direct comparisons. Direct comparisons carry the most weight, followed by the shared subcategory and shared tasks. Matching free-access types carry less weight. Ties are resolved consistently. No quality rating.

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How we compare

We compare free access, paid entry, plan limits, features and the listed official sources. Unsourced figures stay marked as not published.

Only confirmed entries appear in the catalog. Prices, plans and limits come from listed official vendor pages. Missing figures stay marked as not published. Search results are ordered by Task match by default; category and task lists are alphabetical. Both can be switched to Free access first; neither is a quality ranking. The vendor page always wins.

Edited and checked by the AI Compare Ninja team

Sources

All details regarding plans, limits, and features are based on official vendor documentation and the primary sources verified below.

  • finapi.io/en/prices
  • finapi.io/en
  • finapi.io/en/developer
  • finapi.io/preise

FAQ

Is finAPI available for free?

Not permanently. What is published is a time-limited free trial.

Where is the vendor of finAPI based?

finAPI GmbH is based in Germany. Regardless of that location, data processing and privacy terms are governed by the vendor's own contract.

How is finAPI billed?

Net prices. The license tiers are cumulative. Additional modules, countries, retrievals or payment orders are charged separately according to the official price list.

What is “finAPI GmbH” on my bank or card statement?

According to our catalog data, finAPI GmbH is the company behind finAPI, so a charge under this name may come from a subscription or purchase at finAPI. The exact wording on a bank or card statement is set by the vendor and its payment provider; it can differ and is not recorded here. The invoices in your finAPI account help to match the charge; for an unknown charge, contact your bank.

What plans does finAPI offer?

The catalog documents 3 plans with price, billing period, and included features.

Is finAPI currently available?

finAPI is active.

Spotted an outdated figure? Vendor pages change without notice. Report an error

finAPI and related names are trademarks or identifiers of their respective owners (finAPI GmbH). They are named solely for descriptive purposes in an independent comparison. AI Compare Ninja has no business relationship, partnership or affiliation with finAPI GmbH.