finAPI
BaFin-licensed open banking service for account-data access, categorization and credit checks via a PSD2 interface.
Category: Business & Finance · Compliance, planning & accounting
Features
finAPI is a BaFin-licensed open-banking service for account-data access, categorisation and credit checks via a PSD2 interface.
The official price list publishes tiered licence and usage-based prices. Access requirements and possible PSD2 licence charges are listed separately there.
- BaFin-licensed open banking service
- Account-data access via PSD2 interface
- Categorization and cash-flow/risk reports
- Check official pricing and licence conditions separately
- Tiered user pricing per the official euro price list
Prices and plans
| Tier | Price | Period | What you get |
|---|---|---|---|
| Open Banking B2C Access - Basis | 60 € / 300 € | Month (up to 200 users / up to 1,000 users) | Access to account data via a PSD2 interface Tiered user prices from €0.30 down to €0.15 above 1,000 users |
| Reports & Analyses - Price group A | 40 € / 200 € | Month (up to 200 / up to 1,000 users) | One query per day per user included |
| Demobank Standard | 249 € | Month | Test system for developers to simulate bank connections |
Limits
Access requires a PSD2 licence except for use of own accounts; non-licensed customers can incur additional PSD2 licence charges.
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FAQ
Is finAPI available for free?
Not permanently. What is published is a time-limited free trial.
Where is finAPI's vendor based?
finAPI GmbH, based in Germany. For data processing and privacy terms the vendor's own contract governs.
Is finAPI still active?
Checked directly on the current official manufacturer page.
How many plans are documented for finAPI?
The catalog documents 3 plans with price, billing period, and included features.
Which use case is finAPI categorized for?
finAPI is listed in the catalog under “Business & Finance.”
Where do the details about finAPI come from?
Prices, limits, and product details are documented against the listed official vendor page.
How we compare
We compare free access, paid entry, plan limits, features and the listed official sources. Unsourced figures stay marked as not published.
Only confirmed entries appear in the catalog. Prices, plans and limits come from listed official vendor pages. Missing figures stay marked as not published. Result lists are alphabetical by default and can be switched to Free access first; neither is a quality ranking. The vendor page always wins.
Edited and checked by the AI Compare team
Sources
- https://www.finapi.io/en/prices/
- https://www.finapi.io/en/
- https://www.finapi.io/en/developer/
- https://www.finapi.io/preise/
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