# Microsoft Copilot — AI Compare Ninja

> Microsoft's free AI chatbot at copilot.microsoft.com for questions, drafting text and image generation; extended usage and Copilot inside the Office apps require the Microsoft 365 Premium subscription.

## Overview
- **Category:** Productivity (Assistants & workspaces)
- **Status:** Active · checked - Active as a free consumer chatbot at copilot.microsoft.com, distinct from the separately listed business product 'Microsoft 365 Copilot' (an add-on for Word/Excel/Outlook/Teams with its own license). The former standalone consumer paid tier 'Copilot Pro' was retired on 1 October 2025 and folded into 'Microsoft 365 Premium', which per the official Microsoft Store page costs $19.99/month or $199.99/year and includes advanced Copilot chat, higher usage limits, and Copilot inside Word/Excel/PowerPoint/Outlook/OneNote/Teams.
- **Paid from:** 19.99 $ / 199.99 $ / Month/year (Microsoft 365 Premium)
- **Free access:** Free plan
- **Website:** https://copilot.microsoft.com
- **Canonical URL:** https://www.aicompare.ninja/en/tool/microsoft-copilot

## What it does
- Free AI chatbot at copilot.microsoft.com
- Drafting text and image generation with base usage limits
- Microsoft 365 Premium with advanced Copilot chat and extensive usage
- Copilot in Word, Excel, PowerPoint, Outlook, OneNote and Teams
- Full Microsoft 365 desktop apps and up to 6 TB storage

## In brief
Microsoft Copilot is free AI chatbot at copilot.microsoft.com for questions, drafting text and image generation. Microsoft 365 Premium offers advanced Copilot chat with extensive usage, Copilot inside Office apps and up to 6 TB storage.

Available worldwide including the EU/Germany. AI features per the vendor are for the subscription owner only, not shareable. Usage limits still apply.


## Limits
Available worldwide including the EU/Germany, operated by Microsoft Corporation. Usable without a Microsoft account at limited scope, with higher limits when signed in. The product-specific privacy statement for Copilot chat is not covered here (the general Microsoft privacy statement applies group-wide across many products).

## Pricing tiers
| Tier | Price | Period | What you get |
| --- | --- | --- | --- |
| Copilot (free) | free | Free | Chat, drafting text and image generation with base usage limits, per Microsoft's Store comparison against Microsoft 365 Premium |
| Microsoft 365 Premium | 19.99 $ / 199.99 $ | Month/year | 'Advanced Copilot chat with extensive usage' per the official product page; Copilot features in Word, Excel, PowerPoint, Outlook and OneNote plus Teams; Extended image generation ('extensive usage to create AI images'); Full Microsoft 365 desktop apps and up to 6 TB storage per the vendor; Usage limits still apply; AI features per the vendor are for the subscription owner only, not shareable |

## Sources
All details regarding plans, limits, and features are based on official vendor documentation and the primary sources verified below.

- https://copilot.microsoft.com/
- https://www.microsoft.com/en-us/microsoft-365/p/microsoft-365-premium/cfq7ttc11z3q

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*Source: AI Compare Ninja (2026) - https://www.aicompare.ninja/en/tool/microsoft-copilot*