# Xiaozhao / 智能银行管家小招 — AI Compare Ninja

> AI questions and answers for eligible China Merchants Bank app users.

## Overview
- **Category:** Productivity (Customer service & chat)
- **Status:** Active · checked
- **Paid from:** Not verified for this market
- **Free access:** not published
- **Website:** https://aixz-client-front.paas.cmbchina.com/
- **Canonical URL:** https://www.aicompare.ninja/en/tool/cmb-xiaozhao

## What it does
- Ask banking-service questions in the assistant
- Use authorised customer context for responses
- Reach the offered human support

## In brief
Xiaozhao is the explicitly named 智能银行管家小招 function of 招商银行股份有限公司 in its own bank policy. Depending on use, it processes text, speech, images or other input and offers intelligent answers and human support. Personalisation can use authorised account and customer information. Availability and scope depend on eligible app access and the particular banking service.


## Limits
Use the official app entry with an eligible bank or One-Net account. The policy describes phone/SMS and additional checks for certain banking services. Enable necessary permissions and verify replies against official bank information. No account, transaction or AI question was executed.

## Sources
All details regarding plans, limits, and features are based on official vendor documentation and the primary sources verified below.

- https://aixz-client-front.paas.cmbchina.com/
- https://market.cmbchina.com/MPage/online/190717190011375/privacy.htm
- https://www.cmbchina.com/

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*Source: AI Compare Ninja (2026) - https://www.aicompare.ninja/en/tool/cmb-xiaozhao*