# Accountable — AI Compare Ninja

> All-in-one app for solo self-employed people in Germany: invoicing, ongoing bookkeeping and tax returns (income statement, income tax, VAT) including an AI tax coach and ELSTER e-filing.

## Overview
- **Category:** Business & Finance (Accounting & invoices)
- **Status:** Active · checked - Active. All-in-one app for solo self-employed people in Germany with invoicing, bookkeeping, tax returns and an AI tax coach. Five tiers (Free to Max) with public pricing.
- **Paid from:** Not verified for this market / month, billed annually (Rechnungen Plus (annual billing))
- **Free access:** Free plan
- **Website:** https://www.accountable.de
- **Canonical URL:** https://www.aicompare.ninja/en/tool/accountable

## What it does
- Invoicing, ongoing bookkeeping and tax returns (income statement, income tax, VAT) for solo self-employed people in Germany
- AI tax coach and ELSTER connection for electronic tax filing
- Recurring invoices, quote templates and expense bookings
- Business account with virtual Mastercard and optional physical card
- Taxes: up to EUR 500 per return for covered app errors; Max up to EUR 10,000, subject to terms

## In brief
Accountable helps self-employed people in Germany with e-invoices, receipts, bank reconciliation and tax returns. An AI assistant answers tax questions; some plans add human tax coaches. Free connects 1 bank account and allows 5 expenses per month, Bookkeeping and Taxes up to 5 bank accounts, Max up to 10. It is not a blanket replacement for professional tax advice.

Max includes personal support and 4 coaching calls per year but has a minimum term of 12 months even with monthly payment. The tax guarantee covers only qualifying app-caused errors and requires, among other things, a linked bank account and classified transactions. Vendor statements disagree on tax inclusion for several annual offers and on the post-discount Max amount. Those disputed annual amounts remain unspecified; confirmed monthly options are listed separately.


## Limits
Monthly options shown use the regular price cards, not the temporary welcome discount. Invoices Plus expands invoicing, Bookkeeping expense recording, and Taxes tax filing. Max remains an annual commitment despite monthly instalments. Guarantees are limited and subject to vendor terms; they do not validate every AI answer or arbitrary input.

## Pricing tiers
| Tier | Price | Period | What you get |
| --- | --- | --- | --- |
| Rechnungen Free | free | Month | Unlimited digital invoices; 1 bank connection and 5 expense records per month; Smartphone access; Business account with virtual Mastercard |
| Rechnungen Plus (annual billing) | Not verified for this market | month, billed annually | Unlimited invoices mobile/web; Recurring invoices; Access to the AI tax advisor; Unlimited quote templates; Regular list price excluding VAT, without welcome discount |
| Rechnungen Plus (monthly payments) | Not verified for this market | month | Unlimited invoices mobile/web; Recurring invoices; Access to the AI tax advisor; Unlimited quote templates; Regular list price excluding VAT, without welcome discount |
| Buchhaltung (annual billing) | Not verified for this market | month, billed annually | Unlimited expense bookings; 5 bank connections; Free tax return for micro-entrepreneurs; Annual offer: conflicting tax treatment or subsequent amount; no confirmed price |
| Buchhaltung (monthly payments) | Not verified for this market | month | Unlimited expense bookings; 5 bank connections; Free tax return for micro-entrepreneurs; Regular list price excluding VAT, without welcome discount |
| Steuern (annual billing) | Not verified for this market | month, billed annually | Full accounting; VAT filings; Up to EUR 500 tax guarantee per return for covered app errors, subject to terms; Access to tax coach chat; Annual offer: conflicting tax treatment or subsequent amount; no confirmed price |
| Steuern (monthly payments) | Not verified for this market | month | Full accounting; VAT filings; Up to EUR 500 tax guarantee per return for covered app errors, subject to terms; Access to tax coach chat; Regular list price excluding VAT, without welcome discount |
| Max (annual billing) | Not verified for this market | month, billed annually | Personal tax coach; Quarterly calls; Up to EUR 10,000 tax guarantee per return for covered app errors, subject to terms; Free physical card, priority support; Up to 10 bank connections; Annual offer: conflicting tax treatment or subsequent amount; no confirmed price |
| Max (monthly payments) | Not verified for this market | monthly instalment, 12-month minimum term | Personal tax coach; Quarterly calls; Up to EUR 10,000 tax guarantee per return for covered app errors, subject to terms; Free physical card, priority support; Up to 10 bank connections; Regular list price excluding VAT, without welcome discount |
| Anlage KAP | Not verified for this market | one-time | Capital income; EUR 19.90 with Bookkeeping, EUR 24.90 with Taxes; included in Max |
| Anlage V / V_FeWo | Not verified for this market | one-time | Rental and holiday-property income; EUR 19.90 with Bookkeeping, EUR 24.90 with Taxes; included in Max |
| Banking Spaces | Not verified for this market | month | Additional subaccounts; Included in Max, otherwise charged separately |
| Physical card | Not verified for this market | one-time | Physical Mastercard; Included in Max, otherwise charged separately |

## Sources
All details regarding plans, limits, and features are based on official vendor documentation and the primary sources verified below.

- https://www.accountable.de/preise
- https://www.accountable.de
- https://www.accountable.de/preise/
- https://www.accountable.de/blog/steuer-garantie/

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*Source: AI Compare Ninja (2026) - https://www.aicompare.ninja/en/tool/accountable*